We have yet to find anyone working in a senior and responsible corporate position with time on their hands!

Modern day corporate life is tough and demanding. To stay at the top you must be skilled resourceful, knowledgeable and dynamic. Focused on the job at hand, time is just too short to achieve everything you want to do each day let alone find time for those vital personal, family and lifestyle commitments.

Indeed achieving the correct life/work balance is one of the hardest tasks faced by our clients. It is difficult to justify spending time addressing your personal financial priorities when your family haven’t seen you all week. A round of golf or a sailing trip is much more rewarding than filling in the tax return – after all you deserve it.

However, for many of you sorting out your personal finances, whilst not being an absolute priority, is beginning to cause concern:

• You may have accumulated a number of pension arrangements from ex employers, these should be reviewed and evaluated against your personal objectives.
  
• The press reports that a number of old company pension schemes are in difficulties; perhaps you have a deferred pension in an affected scheme.
  
• How will the new pension rules affect you personally?
  
• You have accumulated a number of investments, perhaps bought from your bank, a golfing partner who works for an insurance company, “personalised” mailshots or advertisements that caught your eye. These looked like good investments at the time but how are they are performing now? Will they meet your future needs?
  
• You paid a considerable amount of tax on the last tranche of share options exercised – can you mitigate this on the next sale?
  
• How can I pay less tax overall?
  
• Those school fees!!!!